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American veterans deserve better treatment

American veterans deserve better treatment

My mentor, the late Arthur A. Fletcher, said this: “If your life becomes so miserable that you want to commit suicide, just check into a VA hospital. It won’t take long.” Art told me that 15 years ago. Today, the status of Veterans Administration hospitals has gotten even worse. No matter how many news articles […]

Pitfalls to avoid when making a student loan

Pitfalls to avoid when making a student loan

If you are a college student, a recent college graduate or a college drop-out, student loan debt is not only likely, but probable. Among Black families, more than half – 52 percent – borrow for college costs, according to the Center for Responsible Lending (CRL). Additionally, paying off college loans can take years, if not […]

For centuries, Black lives didn’t matter

For centuries, Black lives didn’t matter

It ought to be unnecessary for an activist movement to hinge on the principle of the equivalency of life. In the worlds of Democratic presidential candidates (don’t get me started on the Republicans), there is a compelling need to point out that Black Lives Matter and White lives matter. The problem with stating the obvious […]

For whom should we vote in 2016?

For whom should we vote in 2016?

During the last seven years, we’ve seen our nation go from an economically challenged state of affairs to one of confusion, division, hate and hopelessness. It isn’t what President Obama promised. But he did say he was going to fundamentally change America. He has done that, and we are in a worse position since the […]

In Bland’s death, questions must be answered

In Bland’s death, questions must be answered

The questions left by the death of Sandra Bland are too unsettling to fully express. Living under the shadow of violent executions of Black people, I join the declaration that Black Lives Matter. As a Black woman, I’m angered by the feeble assertion by the Waller County Sheriff’s Department that Sandra’s death was self-inflicted. I’m […]

Car dealers charge Blacks exorbitant interest rates

Car dealers charge Blacks exorbitant interest rates

Car lending is on the rise, and rising with it is a hidden, unfair, abusive and discriminatory practice: car dealer interest rate markups. Surveys show that at least two-thirds of Americans have no idea it happens. Dealer interest rate mark-up is the practice of adding extra interest to a consumer’s loan–dealers pocket this difference as compensation. How does […]

US export bank subsidizes Fortune 100

US export bank subsidizes Fortune 100

Capital access is the lifeblood of business growth and job creation. As the president/CEO of the National Black Chamber of Commerce, it is assumed that I would support all avenues of capital access. However, I have big doubts about one such vehicle. The Export-Import (EX-IM) Bank is a government-owned organization that was started by President […]

Release low-level, nonviolent drug offenders

Release low-level, nonviolent drug offenders

Jerry Alan Bailey was sentenced to more than 30 years in federal prison for conspiring to violate federal narcotics laws. Shauna Barry-Scott was sentenced to 20 years for having cocaine in her possession and intending to distribute it. Jerome Wayne Johnson grew marijuana plants and was charged with intending to distribute marijuana. He was sentenced […]

Tear down the walls of economic inequality

Tear down the walls of economic inequality

After a spirited debate, the South Carolina House and Senate voted overwhelmingly to remove the Confederate battle flag from statehouse grounds at the urging of Gov. Nikki Haley, who quickly signed the measure into law. The flag was lowered for the final time on Capitol grounds last week. Many South Carolinians hailed its ceremonious removal […]

Congress urges action against payday lenders

Congress urges action against payday lenders

The Federal Trade Commission (FTC) will provide $32 million in relief to consumers who were caught in a maze of charges and fees designed to trap them in payday loans they never authorized. The enforcement action, announced July 7, affects two lenders based in Kansas City, Mo., who operated as many as 16 different businesses […]