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Overdraft fees still a problem

Overdraft fees still a problem

A new report by the Consumer Financial Protection Bureau (CFPB) finds that overdraft fees continue to pose high risks to consumers, despite recent regulatory changes. The report focuses on the dreaded overdraft charge, the fees banks and credit unions collect for covering customer transactions that exceed checking account balances. Sounds simple, but many times the […]

Jury is out on Obama’s fight to confirm judges

Jury is out on Obama’s fight to confirm judges

The next major showdown in Washington may not be over how best to reduce the deficit or involve another Obama cabinet appointment. Look for sparks to fly over the president’s constitutional prerogative to nominate federal judges and the Senate’s responsibility to either confirm or reject those nominees. The latest manifestation of this is President Obama’s […]

Zero tolerance discipline policies: A failing idea

Zero tolerance discipline policies: A failing idea

Many schoolchildren in America are on summer break right now, but here’s a pop quiz about discipline policies in our nation’s schools that’s just for grownups: • Would you suspend a student from school for four months for sharpening his pencil without permission and giving the teacher a “threatening” look when asked to sit down? […]

Private Manning deserves an award, not jail time

Private Manning deserves an award, not jail time

The court martial of Pvt. Bradley Manning for allegedly providing thousands of classified documents to WikiLeaks is the latest in efforts undertaken by this administration to crush whistleblowers. In fact, the Manning case is reminiscent of that faced by Daniel Ellsberg in the famous “Pentagon Papers” incident surrounding the Vietnam War.  In the case of […]

Don’t let bank payday exploit seniors and Social Security

Don’t let bank payday exploit seniors and Social Security

The term “payday loans” often evokes images of stores with garish neon signs; but these products have moved into the banking sector that is supposed to be more respectable. About half a dozen banks now push payday loans, though they give them more enticing names such as “Ready Advance” or “Easy Advance.” Yet there is […]

A closer reading of Obama’s terrorism speech

A closer reading of Obama’s terrorism speech

I read the speech. I read it carefully. Again, an excellent speech; as a result, you have to read it closely to see what it is actually saying and what it is not saying. The Obama administration is saying that the formal war against terrorism will come to an end…eventually. It is saying that the […]

Susan Rice’s discredited story

Susan Rice’s discredited story

Do you still believe what U.N. Ambassador Susan Rice was saying during her infamous five Sunday show appearances? By now, we all know that these appearances contained “inaccurate information.” Clearly, President Obama and Congressional Democrats went to great lengths to defend Rice’s role in the aftermath of the 9-11 attack on the U.S. Consulate in […]

Raise the minimum wage now

Raise the minimum wage now

“Despite working a full-time job, many low-wage workers still live in poverty. This isn’t right.” – Rep. George Miller In recent years, there has been a renewed focus on income inequality in America, most notably with the Occupy Wall Street movement, which has lost much of its momentum. But what might have been lost in […]

Words of wisdom to 2013 graduating class

Words of wisdom to 2013 graduating class

PATRICIA BENNETT GUEST COMMENTARY The truth is that it’s really not what others say to you or about you graduates that determines your future; it’s what you say to yourself after the other person is finished talking. We’re reminded in Proverbs that “life is in the power of the tongue and those who love it […]

Obama should have ‘audacity’ to end war on drugs

Obama should have ‘audacity’ to end war on drugs

RON DANIELS NNPA GUEST COLUMNIST The Institute of the Black World 21st Century (IBW) is gearing up for a Day of Direct Action June 17 in Washington, D.C. to demand an end to the War on Drugs and mass incarceration  and call on President Obama to invest in marginalized urban inner-city Black communities across the […]