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Don’t be fooled by loan offers on TV, radio

Don’t be fooled by loan offers on TV, radio

Have you noticed the television commercials that offer loans of various kinds or another enticements such as auto leases and insurance policies for the elderly? These commercials are laden with information that appears on the screen for a few seconds and is too small to read. On the radio, these kinds of ads have a […]

Prepaid credit card use on the rise

Prepaid credit card use on the rise

Since the enactment of the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009, consumers have benefited from more transparent pricing and improved ability to manage credit card debt. Although 68 percent of consumers had a credit card in 2010, fewer than 40 percent carried a balance that year – the lowest proportion on […]

Blacks need to hold Obama accountable

Blacks need to hold Obama accountable

Four years ago, President Obama made history by becoming the first Black president in the history of the U.S. I would like to think that even those who did not support his candidacy were proud of what the American people demonstrated – that anything is possible within our system of government. Play by the rules, work hard, […]

Hands off Malia and Sasha Obama

Hands off Malia and Sasha Obama

Just when you think leaders of the National Rifle Association can’t stoop any lower, they keep managing to plunge even deeper. This time, they have strayed way over the line of respectability by using Malia and Sasha’s enrollment in Sidwell Friends, a private Quaker school, to malign President Obama over his proposal to place limits […]

Armstrong following an American tradition – cheating

Armstrong following an American tradition – cheating

Who is surprised that Lance Armstrong was doping?  Who thinks he was the only one?  Who is surprised that he used the Oprah Winfrey show as his platform to “come clean”?  We are a nation of cheaters and Armstrong is one in a long line of our nation’s cheaters. Native Americans slaughtered Indeed the very […]

NRA maintains stranglehold on Congress

NRA maintains stranglehold on Congress

In the wake of the killing of 20 schoolchildren in Newtown, Conn. last month and just before Vice President Joe Biden presented a list of proposals to President Obama this week that includes banning assault weapons and limiting sales of high-capacity ammunition clips, the president of the National Rifle Association expressed confidence that new gun […]

Those hidden cell phone taxes

Those hidden cell phone taxes

Governments – federal through local – are run by revenue. The source for their revenue is taxation. Their management is best when the revenue is low and worse when there is too much revenue. Too much revenue breeds corruption, waste, ineptness and disorder. That is why the last stimulus we had was a total failure. […]

Connecting the past with the president

Connecting the past with the president

One hundred and fifty years ago, President Abraham Lincoln signed the Emancipation Proclamation. It was a flawed document that freed enslaved people in Confederate areas that he did not control. At the same time, it was a progressive document because it initiated discussion about the “freedom” Thirteenth, Fourteenth and Fifteen Amendments. One hundred years later, […]

Jobs as we have known them are gone for good

Jobs as we have known them are gone for good

In consideration of the latest shenanigans from Congress as it pertains to the economic conditions facing most Americans these days, unemployment and underemployment being the most serious, the case for entrepreneurship is more important than ever. For Black people especially, whose unemployment rate is double that of the national average and even as high as […]

Black community biggest loser of 2012

Black community biggest loser of 2012

As I have reflected on the year just ended, I noticed everyone doing their usual year-end lists of the biggest winners and losers of the year. I am not a big fan of these lists, but I will acknowledge that the Black community was the biggest loser of 2012. I have been very critical of […]