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Payday loans, overdraft fees are predatory products

Payday loans, overdraft fees are predatory products

More than 37 million American households were either unbanked or under-banked in 2011, according to a new report by the Federal Deposit Insurance Corporation (FDIC). African-American households represent 34 percent of all under-banked consumers, the highest percentage among demographics surveyed. When under-banked African-American and Latino households are combined, these two communities of color comprise more […]

‘Playing the numbers’ hurts the poor

‘Playing the numbers’ hurts the poor

I remember when I was about 7 or 8 years of age, the two elderly ladies who lived downstairs from my family would give me a ladies’ handkerchief tied in a knot with some coins and a piece of paper inside. They would have me walk up the street and give it to another lady […]

’Tis the season to be careful

’Tis the season to be careful

Okay, I’ll admit it. I am truly the Grinch who wanted to steal Christmas. It takes me until about Dec. 23 to get in the spirit, and I only feel obligated to find gifts for children and close family. I like to give, which is why I share with a few charities that are close […]

Reforming the GED exam may help unemployed

Reforming the GED exam may help unemployed

WADE HENDERSON NNPA GUEST COLUMNIST As our economy steadily improves and we look ahead to the next four years, it’s time to turn our attention to solving the intractable problem of long-term unemployment. Reforming the General Educational Development exam – better known as the GED – is one of the most promising pathways to getting […]

Fed chair: Communities of color must be part of recovery

Fed chair: Communities of color must be part of recovery

In a recent speech before the Operation HOPE Global Financial Dignity Summit in Atlanta, Ben Bernanke, chairman of the Federal Reserve, warned that the current housing recovery is leaving communities of color behind. In his remarks, he acknowledged that racial discrimination in housing persists despite federal fair housing laws and the Community Reinvestment Act. “Two […]

Spielberg’s ‘Lincoln’ missing contributions by Blacks

Spielberg’s ‘Lincoln’ missing contributions by Blacks

“‘Negro History’ is the missing segment of world history.” Carter G. Woodson Carter G. Woodson was right when he essentially said that Black history is the missing pages of world history. Never was such so true than in the movie, “Lincoln.” While I, as a “weekend historian,” was impressed by Daniel Day Lewis’ portrayal of […]

Black radio used to be rock of our culture

Black radio used to be rock of our culture

“Historically, Black radio … fulfilled all functions Black people needed … but now it’s time to take a serious look and right the wrong of the mess we call Black radio today,” says Todd Steven Burroughs, a lecturer in the Communication Studies Department at Morgan State University. Burroughs is demanding that the Federal Communications Commission […]

Racing to win your holiday dollars

Racing to win your holiday dollars

 “Gotta have that Big Screen TV” is out of the gate first, with “I wanna X-Box” on the rail and closing fast. But “I like the Wii” is having none of it as he moves up in position to strike. Running in fourth place is “I need a Blu-Ray” with “My New Nikes” in a […]

Ambassador Rice unfairly targeted

Ambassador Rice unfairly targeted

All U.S. United Nations ambassadors sit in a perpetual hot seat. That comes with the assignment and to be periodically involved in public controversies is not out of the ordinary. Yet with the growing unprincipled and ultra-partisan attacks on the integrity, intelligence and competence of U.N. Ambassador Susan Rice, those who believe in freedom, justice, […]

Thanksgiving should come before ‘Thanksgetting’

Thanksgiving should come before ‘Thanksgetting’

Millions of Black American families observed Thanksgiving this week.  We have much to be thankful and grateful for. Yet we should also be cognizant of the challenges and struggles that lie ahead in the pathway to future economic empowerment and social sustainability not only in America, but throughout a changing world. In other words, this […]