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Blacks more likely to use payday loans

Blacks more likely to use payday loans

Most payday borrowers use the small-dollar loans to cover ordinary living expenses instead of occasional or unexpected emergencies, according to a new research report by Pew Charitable Trusts. “Who Borrows, Where They Borrow and Why,” the first in a series of payday lending reports by Pew, also found that 81 percent of those who have used […]

What’s God got to do with Trayvon’s death?

What’s God got to do with Trayvon’s death?

George Zimmerman, the man who killed Trayvon Martin, told Fox News personality Sean Hannity that the events that occurred on February 26, 2012 were “God’s will.” What a cynical manipulation of our Creator. Zimmerman has proven himself to be a multiple liar.  He called himself destitute, while collecting tens of thousands of dollars from a […]

Lax gun laws allow terrorism at home

Lax gun laws allow terrorism at home

We are shocked and saddened by the massacre in Aurora, Colo. But Aurora is part of a pattern, not an isolated incident. Two days earlier, 17 were hurt outside a bar in Tuscaloosa, Ala., when a gunman opened fire. Rep. Gabrielle Giffords and 18 others were shot in a Tucson, Ariz., shopping center. Virginia Tech […]

Blacks, Latinos strongest supporters of financial reform

Blacks, Latinos strongest supporters of financial reform

Blacks and Latinos support financial reform more than any other group, according to a new poll released by Lake Research Partners. When consumers were asked if Wall Street caused the financial crisis, eight out of 10 African-Americans agreed. Sixty-five percent of Latinos agreed, compared to an overall rate of 64 percent. The telephone poll, conducted […]

Buried in a sea of government regulations

Buried in a sea of government regulations

We African-Americans must get more involved in making policy. As one of my mentors taught me, “You can be one of two things: a political activist or a political victim.”  We must get into the game and ensure our needs will be met. And we have plenty of needs. As businesses work to overcome staggering obstacles […]

Bamboozled by financial systems, Blacks struggle to recover

Bamboozled by financial systems, Blacks struggle to recover

Suddenly, it dawns on you that you lost your home, your life savings and your credit rating tanked not by accident, but by design of predatory lenders, vultures that circled Black communities looking for prey and you – a highly-educated, middle-class Black woman – fit the profile. I am among those in that profile of […]

Big Republican lies about small businesses

Big Republican lies about small businesses

Two things always happen when there is a debate about whether to extend George W. Bush’s tax cuts.  First, Republicans drag out the tired and misleading argument that any effort to return the tax rate to the pre-2001 levels amounts to “a job-killing tax hike.”  Second, the corporate media fails to cite evidence that the […]

Thousands file consumer complaints with CFPB

Thousands file consumer complaints with CFPB

As we move toward the second anniversary of President Obama signing the Dodd-Frank financial reform law, more than 45,000 people have filed complaints with the newly created Consumer Financial Protection Bureau. In one case, a 77-year old Army veteran and retired businessman living in Georgia was certain he had paid off his mortgage, but his […]

The politics of power and the right to vote

The politics of power and the right to vote

As students and parents at Children’s Defense Fund Freedom Schools® sites across the country study our nation’s history this summer, they’re learning about the long struggle for voting rights in our nation and the importance of the vote to a vibrant democracy. One of their speakers was Hasan Kwame Jeffries, associate professor at the Kirwan […]

Young America is key to 2012 election

Young America is key to 2012 election

When young Americans come alive, they transform the possible. We saw that in 2008 when young Americans – the millennial generation of 18- to 29-year-olds – voted in large numbers (larger than the aging baby boomers), and overwhelmingly for Barack Obama. They cast almost one out of every six votes in that election and voted […]